Services

What I Do

we are providing personal loan for salaried person,business loan for business man and home loan for both.

At Rishi Finance, we provide simple, fast, and transparent loan services for individuals and businesses across India. With minimum documentation and expert guidance, we help you choose the best loan option from 50+ trusted banks & NBFCs.

Get instant personal loans for your urgent financial needs such as medical emergencies, travel, education, or personal expenses.

Features:

  • Quick approval

  • Minimum documentation

  • Competitive interest rates

  • Flexible repayment options

Grow your business with hassle-free business loans designed for self-employed individuals, startups, and SMEs.

Features:

  • Loans for expansion & working capital

  • Fast processing

  • Low interest rates

  • Easy eligibility

👉 Ideal for shop owners, traders & professionals

Turn your dream of owning a home into reality with affordable home loan options from top banks.

Features:

  • Attractive interest rates

  • Long repayment tenure

  • Loan for new & resale properties

  • Balance transfer facility

👉 Support from property selection to disbursement

 

Secure high-value funds by mortgaging your property with trusted lenders.

Features:

  • Residential & commercial mortgage

  • Flexible repayment plans

  • Transparent process

  • Expert assistance

👉 Best solution for large financial requirements

An Overdraft (OD) Limit is a flexible credit facility that allows businesses and self-employed professionals to withdraw money beyond their available account balance and pay interest only on the amount used.

At Rishi Finance, we help you get the best OD limit from 50+ banks & NBFCs with minimum documentation and fast approval.

✅ Key Features of OD Limit

  • Interest charged only on utilized amount

  • Flexible withdrawal & repayment

  • Improves cash flow management

  • Secured & unsecured OD options

  • Ideal for short-term working capital needs

✅ OD Limit Eligibility

  • Business owners / MSMEs

  • Self-employed professionals

  • Proprietorship / Partnership / Pvt Ltd

  • Minimum turnover as per bank norms

✅ Documents Required (Basic)

  • KYC (Aadhaar, PAN)

  • Bank statement (last 6–12 months)

  • Business proof

  • ITR (if required)

Crafting Exceptional FOR LOAN AND OD LIMITS

Trusted loan assistance with fast approvals, minimum documentation, and expert support—making financing simple and stress-free.

Contact Me

DOCUMENTATION & CRITERIA

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Salaried Individuals

Age: 21–60 years
Minimum ₹20,000 monthly income
At least 1 year of work experience
Stable vintage for 2+ years
Annual income: ₹2.5 Lakhs+


DOCUMENTATION

Passport-sized photo
Aadhaar/PAN/Passport (ID Proof)
Address Proof (Bill/Rent/Passport)
Last 1 year bank statement
Passport-sized photo
3 Month salary slip

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Business Owners & Self-Employed

Passport-sized photo
Aadhaar/PAN/Passport (ID Proof)
Address Proof (Bill/Rent/Passport)
Last 1 year bank statement
Passport-sized photo
Aadhaar/PAN/Passport (ID Proof)
Address Proof (Bill/Rent/Passport)
Last 1 year bank statement

3+ years of business operation
Turnover: ₹5 Lakhs+/year
3-month salary slips
Form 16 / ITR
Employee ID/Offer Letter
Passport-sized photo
Aadhaar/PAN/Passport (ID Proof)
Address Proof (Bill/Rent/Passport)
Last 1 year bank statement
3 Year ITR + Computation
Business Licence (Gumashta / USME )
GST Certificate (if applicable)

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